# Maximize

## your Stifel Bank Account

## with InstaSwitch

InstaSwitch helps you effortlessly consolidate your finances. Get a guided switch in minutes

## Make the most out of your Stifel Bank Account

InstaSwitch guides you through moving deposits, income sources, payroll, and payment tools.

###### Dedicated Service

Human in the loop - Dedicated relationship manager with deep domain knowledge

###### Stability

Keep money safe and secure, up to $285 million in aggregate FDIC protection per entity, across network banks via ICS®

###### Great Rates

Make your cash work for you, earn 3.45% APY* on your Stifel Bank deposits via ICS

###### Creative Lending Opportunities

Access to Stifel Bank’s debt financing solutions, including venture debt

*ICS Annual Percentage Yield (APY) effective as of December 12, 2025. Minimum initial deposit of $250,000. No minimum balance to earn APY. Interest rate is variable and subject to change at any time. Fees may reduce earnings. After the 12-month promotional period, the interest rate will adjust to Stifel Bank’s standard ICS rate tiers. To view the list of banks in the IntraFi Network, visit www.intrafi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance to apply.

### How much can you earn with Stifel?

Deposit amount:

$100

Calculate

## Why InstaSwitch

## Trusted by Stifel Bank, built for founders

InstaSwitch will provide you with white-glove support to move over your revenue sources, payroll and recurring payments typically in under 15 minutes.

##### Expert Guidance

Clarity on exactly what to move and when.

##### Less than 15 minutes

Most founders complete the switch in under 15 minutes.

##### Simple Migration

Seamless software that gets you set up right!

## How It Works in

## 3 Simple Steps

Unlock the full benefits of Stifel Bank with InstaSwitch

### Step 1

## Connect Your Accounts Securely

Connect your previous bank account to help us identify what needs to be moved. InstaSwitch protects your financial data with bank-level security and encryption.

### Step 2

## Review & Funding

InstaSwitch provides a summary of what needs to be updated and helps you plan your account funding.

### Step 3

## Update Business Tools

Users switch quickly with manual guidance or automation by integrating your essential business tools seamlessly.

## Your Seamless Switch

## with InstaSwitch

Simple and tailored for your setup. You’ll sign up and receive: clarity on what to migrate, a personalized plan for your Stifel account and guidance in completing your transition.