## Turn new accounts

# into primaries

InstaSwitch automates business bank switching so your customers fund, activate, and become primary. Embedded in your product in days.

# 95%

higher LTV from users who switch income sources in the first 7 days

# 13.1 x

higher account balances for InstaSwitch users vs non-InstaSwitch users on the same platform

## What it Gets You

## Three outcomes.

## One embedded layer.

##### Remove the biggest barrier to new accounts

Switching sounds painful, so businesses don't switch. Your reps can tell them it's handled from day one, in under 15 minutes, inside your product.

##### Win the primary relationship on day one

The window closes fast. InstaSwitch connects the old bank, confirms what needs to move, and executes the switch on the spot, before inertia sets in.

##### Capture the value you already paid for

40% of new accounts never fund. The barrier isn't intent, it's execution. InstaSwitch removes it entirely. Funded accounts become primary accounts.

## From early deployments.

## One embedded layer.

`LIVE DEPLOYMENT · FINTECH PLATFORM`

# 13.1x

higher balances vs non-InstaSwitch users on the same platform

# $54M

deposit growth tied to InstaSwitch

###### Reps introduce InstaSwitch before the account is open. It is part of every deal they run.

- ###### Customer account migrations fail because people see the work involved and stop. We were able to move millions of dollars, migrating thousands of accounts, with over 80% of our customers completing the full flow without dropping off.

Ran Harpaz

Founder and CEO, Lettuce Financial

- ###### We transferred $3.5M and 7 tools in a single 15-minute session. We were 90% convinced on the platform. InstaSwitch got us the extra 10%.

Chief of Staff

Fintech platform user

- ###### I use InstaSwitch in every sales process. We talk to customers like it is a defined part of onboarding to Arc.

Relationship Manager

Arc

## How it works for your users

## From “I’ll get to it later” to

## done in 15 minutes.

White-label. Embedded directly in your product. Your users see your brand throughout.

### Step 1

## User

## Connects accounts

After the new account is open, the business owner connects their existing bank. InstaSwitch identifies what needs to move.

### Step 2

## User reviews income and spend, then funds

## the new account.

A pre-filled list of income, payroll, spend, vendors, and clients appears. The user confirms what to switch. InstaSwitch calculates the right initial deposit so nothing is missed during the transition.

### Step 3

## InstaSwitch updates tools

## automatically

Common tools update in under 30 seconds. Everything else uses a guided flow with account details pre-filled. No looking anything up, no separate logins, every session reaches completion.

## What sets InstaSwitch

## apart

Built specifically for business banking. Not adapted from consumer switching.

#### What you have tried

- Consumer switching tools  
- Email sequences  
- Building it yourself

VS

- 300+ verified guides. 35 automations.  
- Full switch in under 15 minutes, no reps  
- Built for the business stack  
- Users who open the link finish the switch.  
- Live in days, not months.

## Embedded directly

## in your product

### InstaSwitch in your product

Embedded SDK. Drop into your onboarding flow or trigger from anywhere in your product. Modular: surface income switching first, add payroll and spend when ready. Your colors, logo, and fonts throughout.

SOC 2 Type 1 certified

Type 2 observation April 2026

Zero-trust architecture on rounds

VGS vaulting for sensitive values

Integration docs on request

###### Fast Setup

Up and running in 3 to 5 engineering days

###### Your Branding

Fully white-label, your brand throughout

###### Modular

Show what you need at each stage

###### Partner dashboard

tracks funded accounts and time to primary

The fastest way to activate new accounts, increasing your deposits and primary relationships.