InstaSwitch

Turn new accounts into primary relationships

InstaSwitch moves income, payroll, spend, vendors, and clients to the new account. Automated where possible, guided where not, every switch to completion.

THE PROBLEM

The problem is execution, not motivation

Businesses want to switch. The stall happens when they see what it takes. Income, payroll, and spend each live in a different system with separate credentials. Vendors and clients have to be notified and updated one by one.

40% of new business accounts never fund.

20% fund but never operationalize.

60% of intended switches fail every year.

Businesses want to switch.

They try. They stop. This is why InstaSwitch exists.

Who we're built for.

Fintechs

Banks

You are losing money on accounts you already acquired.

You paid acquisition costs to acquire new accounts. Without activation, they never become primary, and that investment is wasted. InstaSwitch captures it.

13.1x higher account balances vs. platform average

How the switch happens

Three steps. Days, not quarters. Every session reaches completion.

Step 1: Connect the existing bank

Once the new account is open, your customer connects the bank they're switching from. InstaSwitch reads the activity and identifies what needs to move.

Step 2: Confirm what to switch, fund the new account

A pre-filled list of income, payroll, spend, vendors, and clients appears. Your customer confirms what to switch. InstaSwitch calculates the right starting deposit so nothing breaks during the transition.

Step 3: InstaSwitch updates every tool

Common tools update in under 30 seconds through direct API connections. Everything else uses a guided flow with account details pre-filled. Every session reaches completion.

What it actually delivers.

Every activated account drives more deposits, higher lifetime value, and deeper primacy.

10x more deposits than non-primary customers

13.1x higher account balances vs. bank average

80%+ completion rate among users who begin the flow

95% higher LTV when income switches in the first 7 days

How it deploys

Three paths in. Same outcome.

Hosted

Live today. Limited engineering to start. A branded link any team member can send. Users complete the switch in your flow, fully white-labeled.

Embedded SDK

Deploys inside your product in under two weeks. Fully white-labeled. Your colors, your copy, your flow. InstaSwitch does not appear to the end user.

API

Full control. You own the experience. InstaSwitch runs as the execution layer behind your own interface. Call automations and guides as services. Available in Q3/Q4.

Thirty minutes, walking through your activation funnel

See what InstaSwitch looks like for your users, and where the activation gap is opening in your funnel.

The fastest way to activate new accounts, increasing your deposits and primary relationships.